Cost Of Home Inspection Olympus Pointe Roseville, CA
Posted in Qualified Home Inspectors in California on July 11, 2017
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A professional home inspector is not only familiar with all the components of a home, but is able to evaluate the condition of the home and all of its systems. Professional Home Inspectors in Olympus Pointe Roseville, CA will point out the components that are not working properly as well as those that are unsafe. They will address areas where repairs may be needed or where problems may arise in the future.
How to Choose the Best Home Inspector in Olympus Pointe Roseville, CA?
The purchase of a house is probably the largest single investment you will ever make. So, it only makes sense that you should know exactly what to expect, both indoors and out, in terms of repairs, maintenance and the associated costs that come with a new--or old--home. One of the best ways to understand a home's condition is to hire a professional home inspector.
It is easy to get a List of Roseville Home Inspectors by searching online. A simple search with the keyword, “Home Inspectors in Olympus Pointe Roseville, CA” will produce multiple results giving you a list of Home Inspection companies, Realtors, and Real Estate Agents.
A professional home inspector is also able to make an unbiased and accurate report of the property's true condition as an expert in home inspection. This knowledge will make it much easier to assess an accurate value of home property.
Even the most knowledgeable homeowner lacks the training and depth of knowledge that only a professional Roseville home inspector provides. That is why it is so important to hire an experienced home inspector to perform the inspection on a home's property. When selecting a home inspector, be sure to choose one that will give you the quality of service you deserve and that you feel comfortable with. Consider the following questions when selecting a professional home inspector:
What are the home inspector's qualifications?
Home inspection is a trade that requires special training, knowledge, and skills. The more experienced a true professional home inspector is, the more likely they will be able to uncover any problems. Look for professional home inspectors that have sufficient practical experience, a general understanding of all components in a home, and a background in related trades. Reputable home inspectors are also more likely to be certified with a well-known association, such as ASHI (American Society of Home Inspectors) that requires them to adhere to a strict code of ethics and specific standards of practice. Always ask about their membership in various associations. You also have the right to see proof of their membership.
Can the home inspector provide quality references?
A highly regarded professional home inspector should be able to provide you with references upon your request. Be sure to take the next step and contact the people named as references Ask them if they were satisfied with the inspector's complete service and their overall experience with them.
Will the home inspector allow you to participate?
A professional home inspector in Olympus Pointe Roseville, CA should feel comfortable allowing you to participate throughout the inspection. Don't be afraid to get your hands dirty and ask questions along the way. A home inspectors purpose is to educate you on your home and all of it's components--learn all you can. A good suggestion is to do a little research on your home beforehand and come prepared with a list of questions for the inspector.
What is the scope of inspection?
A standard home inspection report summarizes findings from a visual inspection of the home's interior and exterior components. Exteriors components include roofing, flashing, chimneys, gutters, downspouts, wall surfaces and the foundation, including the grading around it. Interior components include electrical, heating, air conditioning, ventilation, plumbing, insulation, flooring, ceiling and wall finishes, windows and doors, basements, and any visible structures of the home. Upon completion of the inspection, the certified home inspector should provide a clear, easy to read report detailing every major home system and component within 24 hours. A good home inspector in Olympus Pointe Roseville, CA will also provide you with pictures of various elements to help you see and understand the true condition.
What Does A Home Inspector Look For?
Home inspections are the key action a buyer can and should take when buying a new home. Failing to spend $3-400 to get a professional home inspection is like buying a used car without going for a drive and getting it checked out by your mechanic. You would never do that. The small cost of a home inspection to find out what you are really buying is the best money you will spend prior to the close of escrow. (If this is your first home, please read 10 Worst First-Time Homebuyer Mistakes.)
As a professional home inspector I have uncovered some horrors like sinking foundation, major water leaks, major mould conditions, failing roofs and leaning walls. To rely on the sellers disclosure is not very smart. Most sellers are very honest and will disclose all they know about the house but few of them are in the construction trade or have any knowledge at all about how things should be or not be. They may not even be aware of a major problem in the house as "it has always been that way" and it has never concerned them.
Imagine taking possession of the house and finding out the floor is sagging in one room due to a failing foundation or incorrect construction of the building. Would it not be worth paying $400 to save you that heartache? I think so.
Other advantages of the inspection are that it provides you with a bargaining tool in the negotiations on the price. You can ask the seller to fix certain things or give you a credit so you can take care of it yourself. Maybe the seller wont play ball but at least you know where you stand on the condition of the property.
Home inspectors vary in their knowledge and skill. This is one profession where you will definitely get what you pay for. Shopping around and taking the cheapest price is false economy. It is like asking your curbside mechanic brother to check out the new car you are going to buy. He may do a good job but he will not do as well as a trained professional mechanic. He will miss things, not out of anything malicious intent, just lack of knowledge. Same with a home inspector.
A good home inspection will take a couple of hours at least depending on the size of the house and its condition. After this inspection the inspector should take you for a walk through the house and show you all the things he found and answer all your questions. This is very important. The buyer is the one paying the inspector and as such the inspector needs to service the buyer and give them all the information they can. Showing the buyer the problems is way better than just having them read the report. When they see the problem in the physical universe they get to understand and ask questions. This should be the inspectors goal.
A good home inspector will have a computerized report with many photos of the problem areas and the positive ones as well. My reports typically run 25 - 30 pages long with a cover sheet and I email them out the same day. My reports also color code the problems. Red is Safety concerns, Green is Recommended upgrades, Purple is Further evaluation, Blue is Corrections recommended. All these different colors making it easy to scan the report for items of interest.
A good inspector will even tell the buyer about routine maintaince issues on the walk through. There is a lot the inspector can teach a home owner about the biggest purchase of their life so it is money very well spent.
No inspector is infallible and there are times some small thing will get missed. The inspection is a visual one only. It is looking for clues as to what is wrong, not the full cause of it. For example an uneven floor may be noted but the inspector may not be able to get under the house to find out what is wrong. He will recommend further evaluation by a profession in the appropriate trade.
This situation is also most likely to occur in a house that is still lived in when the cupboards are still full, floors are covered with furniture and the garage packed etc. Inspectors will not move the seller's property due to the liability issue. In the case of something getting missed or coming evident once the seller has moved out a professional inspector will come back free (or for a small charge if it is an area that was obscured) and re-inspect the omission. This will be a very rare situation but it does happen.
Another example may be a roof that leaks when it rains but was not obvious during the inspection. This can be problematic in low rainfall areas like southern California.
I recently came across one where the under counter cabinets in a kitchen were packed full and it was not possible to full inspect the area. Once it was emptied out there was a major mould situation from an old water leak. Where something like this is suspected ask the inspector if he will come back and re-inspect prior to the close of escrow. You may get charge an additional $75 or similar but it may well be worth it. I have seen homeowners deliberately hide defects too but this is rare.
A complete inspection should go from the dirt to the roof including under the house and the attic and include the following areas. Roofs are not always walked on due to hight or the type of roof covering. Clay tiles will break if walked on. In such a case the inspector will check from a window if possible or even binoculars if that will work.
Exterior · Exterior walls & fences · Foundation and basements · Grading and landscaping · Garage or carport - · Roof
Interior · Plumbing · Electrical · Heating, ventilation and air conditioning (HVAC) - · Water heater · Kitchen appliances (fixed ones only) · Laundry room - · Fire safety - · Bathrooms -
Home inspectors are generalists. They will note that the plumbing might have a problem, and will recommend that you hire a professional plumber to verify the problem. Termite damage, site contamination, mold, engineering problems and other specialized issues are not part of a home inspection (Learn how to find qualified experts in The Better Business Bureau's Tool Belt For Saving Cash.)
After the Inspection there are several options for you to pursue. a. You can walk away if the problem is more than you want to handle. b. You can ask the seller to fix the problems or give you a credit to do it yourself. c. If you have the knowledge and experience you can just take it as is and either fix it yourself or get it done professionally.
You can go to this site and read Do-It-Yourself Projects To Boost Home Value.)
You will have to come up with a few hundred dollars for the inspection but it will be well worth it and you will be glad to spend it if the inspector finds something that will kill the deal or cost more than you bargained for. Your home inspector is your friend. Treat him as such.
What Should I Look for During A California Home Inspection?
Chapter 1: Getting Started and Taking Control
Before you can even begin to contact and compare home inspection companies, your first goal is to secure a list of likely home inspector candidates from a reliable and trusted source. A good first choice to consider for obtaining a list of names are the nationally recognized associations that many home inspectors belong to. To help you get started, I highly recommend 'The American Society of Home Inspectors' (ASHI) and 'The National Association of Home Inspectors' (NAHI) not only because both ASHI (founded in 1976) and NAHI (founded later in 1987 by an ASHI member) were the first of their kind but also because they still remain the two most prominent and sought after associations in the home inspection profession today.
The next step is to contact the Association you have chosen to obtain a list of its members within a fifty mile radius of the area where you're planning to buy a home. For those with online capability, the best way to proceed is to visit the Association's website to see what they have to offer. If you prefer or have to use the phone, most Associations provide a toll free number you can call in order to speak with someone who can answer your questions and provide you with the information you need. In either case, keep the following points in mind as you begin to build and refine your name list: 1) try to end up with at least six to ten names, 2) always ask for and jot down each inspector's rank or membership status within the Association including how long they've been a member, 3) in some cases you may need to contact more than one Association, and 4) take note that a home inspector may belong to more than one Association.
Referrals From Trusted Sources
Another good source of names to consider are referrals from trusted family members, friends and co-workers you have grown to respect over time, not to mention your attorney. In fact, real estate attorneys are usually very discriminating when it comes to recommending a home inspector who will serve their clients' best interests, and not the Realtor's, during the real estate transaction process.
Sources To Exclude
Unless a realtor happens to be in the family or a very close friend with your best interests at heart, all other realtor referrals should be considered suspect and disregarded making sure that none have since found their way onto your list. As for relying upon the phone directory, this is paramount to rolling dice or looking for a needle in a hay stack and is definitely not the way to go about finding a good home inspector!
Candidates And Newbies
As you continue building your name list, you want to be sure to exclude newbie home inspectors. To do this, you have to learn a little bit about an Association's membership. For example, ASHI has what they refer to as Candidates and Members. By definition, an ASHI Candidate is one who has yet to attain full membership status by satisfying certain criteria as set forth by ASHI. This is significant since Candidates are often newbies to the profession, meaning they are just learning the ropes, and typically have little experience inspecting homes. Given this information, exclude all ASHI Candidates from your list unless you're willing to hire and pay a home inspector to learn at your expense. In no disrespect to newbies, while all have to start somewhere, there's no substitute for experience!
Also note I have purposely used ASHI to explain this procedure as I am not familiar with how the other association memberships are structured. Therefore, if any of the names on your list happen to belong to an association other than ASHI, you would be will advised to learn what you can about their membership as well.
Some states require licensing of home inspectors while others do not. If the state in which you're looking to purchase a home does require licensing, then you need to verify that the inspector is licensed in that state and that their license has not expired so you don't end up with a worthless home inspection. This information can normally be obtained online as well as over the phone by contacting your local state agency that handles licensing of home inspectors. To find out if your state requires licensing refer to 'Links' under table of contents. Incidentally and for what it's worth, never hire a home inspector based upon licensing alone or you could be in for a rude awakening! More on this later.
General Liability And E&O Insurance
Insurance is somewhat similar to licensing in that the states that require home inspectors to be licensed may/may not also require the home inspector to carry general liability and/or errors and omissions (E&O) insurance. If the state you're planning to buy a home in requires inspectors to be insured, you should be able to easily verify this along with their license since the state will not ordinarily issue a license to a home inspector who has failed to meet this requirement. It's also a good idea to ask the inspector to produce a copy of their certificate of insurance before/on the day of the inspection for further verification. Similar to licensing, for states that don't require home inspectors to carry E&O insurance, never base your final decision to hire a home inspector on insurance alone! More on this later on.
Secure a list of inspection candidates from a well known and trusted source.
Sources include Professional Associations like ASHI and NAHI, and referrals from trusted family members, friends, co-workers, and your attorney.
Refrain from using Realtor referrals and the phone directory
Exclude ASHI Candidates and all newbie inspectors from your list.
Verify that the home inspector is licensed and insured in your state if so required.