Home Inspection Fee Blue Oaks Roseville, CA

Posted in Qualified Home Inspectors in California on July 11, 2017
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A professional home inspector is not only familiar with all the components of a home, but is able to evaluate the condition of the home and all of its systems. Professional Home Inspectors in Blue Oaks Roseville, CA will point out the components that are not working properly as well as those that are unsafe. They will address areas where repairs may be needed or where problems may arise in the future.

How to Choose the Best Home Inspector in Blue Oaks Roseville, CA?

Insurance Home Inspection

The purchase of a house is probably the largest single investment you will ever make. So, it only makes sense that you should know exactly what to expect, both indoors and out, in terms of repairs, maintenance and the associated costs that come with a new--or old--home. One of the best ways to understand a home's condition is to hire a professional home inspector.

It is easy to get a List of Roseville Home Inspectors by searching online. A simple search with the keyword, “Home Inspectors in Blue Oaks Roseville, CA” will produce multiple results giving you a list of Home Inspection companies, Realtors, and Real Estate Agents.

A professional home inspector is also able to make an unbiased and accurate report of the property's true condition as an expert in home inspection. This knowledge will make it much easier to assess an accurate value of home property.

Even the most knowledgeable homeowner lacks the training and depth of knowledge that only a professional Roseville home inspector provides. That is why it is so important to hire an experienced home inspector to perform the inspection on a home's property. When selecting a home inspector, be sure to choose one that will give you the quality of service you deserve and that you feel comfortable with. Consider the following questions when selecting a professional home inspector:

What are the home inspector's qualifications?
Home inspection is a trade that requires special training, knowledge, and skills. The more experienced a true professional home inspector is, the more likely they will be able to uncover any problems. Look for professional home inspectors that have sufficient practical experience, a general understanding of all components in a home, and a background in related trades. Reputable home inspectors are also more likely to be certified with a well-known association, such as ASHI (American Society of Home Inspectors) that requires them to adhere to a strict code of ethics and specific standards of practice. Always ask about their membership in various associations. You also have the right to see proof of their membership.

Full Home Inspection

Can the home inspector provide quality references?
A highly regarded professional home inspector should be able to provide you with references upon your request. Be sure to take the next step and contact the people named as references Ask them if they were satisfied with the inspector's complete service and their overall experience with them.

Will the home inspector allow you to participate?
A professional home inspector in Blue Oaks Roseville, CA should feel comfortable allowing you to participate throughout the inspection. Don't be afraid to get your hands dirty and ask questions along the way. A home inspectors purpose is to educate you on your home and all of it's components--learn all you can. A good suggestion is to do a little research on your home beforehand and come prepared with a list of questions for the inspector.

What is the scope of inspection?
A standard home inspection report summarizes findings from a visual inspection of the home's interior and exterior components. Exteriors components include roofing, flashing, chimneys, gutters, downspouts, wall surfaces and the foundation, including the grading around it. Interior components include electrical, heating, air conditioning, ventilation, plumbing, insulation, flooring, ceiling and wall finishes, windows and doors, basements, and any visible structures of the home. Upon completion of the inspection, the certified home inspector should provide a clear, easy to read report detailing every major home system and component within 24 hours. A good home inspector in Blue Oaks Roseville, CA will also provide you with pictures of various elements to help you see and understand the true condition.

How Much Is A Home Inspection?

Home Inspection Report

Choosing the right home inspector can be a daunting task, especially if you have never hired one before. When you are finished with this article you should know what questions to ask when interviewing prospective inspectors.


Since all licensed inspectors are required to adhere to the same standards, many people believe all home inspectors are equal. Nothing could be further from the truth. If two inspectors were to inspect the same house, the inspection reports and findings could be quite different. Simply stated, some inspectors try harder, are more experienced, and are more thorough than others. For example, some inspectors examine the roof by walking on it, climb up into the attic and into crawl spaces under the house while others don't. Which is why you should attend your inspection, to make sure the inspector is doing their job. Here are some other factors you should consider when choosing the right home inspector:


Home Inspectors Licensing- Verify the inspector is properly licensed. Most states require home inspectors to be licensed, check with your state's real estate board to find out.


Home Inspector Experience- It may surprise you to learn that anyone can become a licensed home inspector, and in very little time. While experience in the construction industry is very helpful, it is not required. This may change in the future, but as of now, a person just has to attend the required hours at an approved home inspection school and pass the state home inspection test and they are considered a professional home inspector, although they have never inspected a single home in their life. The inspector you hire may be performing their first inspection ever.


Professional Affiliations- Most home inspectors join a professional organization to take advantage of the benefits and sharpen their skills since these organizations also require continuing education hours for membership. Inspectors can also learn from each other at meetings and conventions. Texas Law requires home inspectors to complete 16 hours of approved continued education per year. The most prominent of these associations are ASHI, NAHI, NACHI and TAREI.


Insurance- Texas recently adopted a new law requiring home inspectors to carry a minimum of $100,000 of professional liability insurance. This is required at license renewal, so at this time, some Texas home inspectors may not carry it yet.


Ask to see a sample of the inspector's report - This should give you an idea of how thorough the inspections are and if the inspector includes pictures of defects. Most inspectors use computer generated reports and some post them on their website for you to review, or he or she can email you a copy.


Should I Choose an Inspector Referred by a Realtor? - That really depends on how much trust you place in your agent. Some agents want you to use an inspector who does a quick inspection and writes basically nothing in the reports so the transaction goes through fast and easy. More professional agents want you to have the best inspection possible, after all it's their reputation on the line when they make referrals. If you are unsure if you should let the agent choose the home inspector for you or not, then seek out your own.


Don't Choose the Cheapest Inspector - Please believe me when I make that statement. I get calls from potential clients daily. Many times price is the first question they ask about. I don't think it's because people are cheap, I think it's because they don't know what else to ask. While I understand that no one wants to pay more than they have to, you do get what you pay for. The cheapest inspectors are usually new, inexperienced, or ones performing inspections as a sideline. I know of one customer who was determined to hire the cheapest inspector she could find. After the sale she discovered her insurance company would not insure her roof because the shingles were installed over old wooden shingles, which were clearly visible from the attic. She wound up paying for a whole new roof (about $6,000), all because she tried to save a mere $25.00 in inspection fees. The average cost of a home inspection in the USA is $380.00 (USA Today... Friday, January 13,2006)


Here is a list of questions I've put together for you which you can use when interviewing potential home inspectors:


1. How long have you had your license and been inspecting homes? 2. Do you carry Errors and Omissions (E & O) insurance? 3. On average, how long does it take you to perform a typical home inspection? Through inspectors will take about three hours on a typical home. 4. How long does it take for me to get my inspection report back from you in electronic format? 5. Are you a member of a professional association? 6. Do you perform re-inspections on repaired items? If so, for how much? 7. Do you mind if I follow along while you inspect? Your inspector works for you and should allow you to learn as much about the house as possible. 8. What is your inspection fee? If the inspection fee seems too low, you may not get a thorough inspection. 9. Do you have any references I can speak to?

What Do Home Inspectors Look For In A House?

Home Inspection Electrical

Have you noticed an interesting trend?


It seems that more and more home buyers are hiring their own home inspectors rather than depending on the agent's recommendations. In some cases, I have heard of buyers NOT using an inspector only because they were recommended by the Realtor. Although the vast majority of buyers still use the inspector recommended by their agent, it does seem to be slowly changing. As more buyers understand the true purpose of the inspection, they are learning that an inspector recommended by the Realtor may not be, or just as bad, may not appear to be, working in their best interest.


Despite what this article may seem to be, it is not an anti-Realtor rant. In fact, I firmly believe that one of the prime beneficiaries of this trend is the Realtor. If the buyer hires a poor inspector, they have no one to blame but themselves for not being diligent during the hiring process, or the inspector for being less than thorough. By not recommending an inspector, the agent can walk away from a disastrous inspection with clean hands.


Home inspectors market directly to Realtors because it is easy to do and they can get many clients if they spend all their time dropping off cards and brochures at brokers' offices. In rare but documented cases, some inspectors have even stooped to paying a fee to be included in a broker's list of "preferred inspectors", an obvious conflict of interest. Many Realtors use these inspectors because they know that if the inspector wants repeat business he will make the inspection process short and sweet...for the Realtor. Most agents want the inspection to go smoothly and quickly. They want the inspector to find very few problems, the house to be sold, to collect their commission, and to move on to the next home. In the meantime, the buyers move into their dream home filled with the joy of home ownership only to discover that the plumbing is older galvanized pipe that will have to be replaced in the near future, the AC compressor is past its useful life and needs to be replaced, and the windows in the back bedroom don't open because the foundation has settled excessively. Well, now it's really going to hit the fan. The buyer blames the agent, the agent blames the inspector and lawyers are sure to become involved. But what if the inspector had been hired by the buyer? In that case, the inspector is solely responsible for his own mess, and/or the buyers can blame themselves for not doing a little more research.


The important questions in the scenario above are: Did the inspector really miss the defects, or did he ignore them, or "soften" them so that the deal will close quickly ensuring that the Realtor will continue to give him referrals? Did the Realtor recommend this particular inspector because she knew that the inspector would do a 1 hour inspection, write a quick "checklist" report pointing out a few minor defects and most importantly "not break the deal". Unfortunately, this scenario occurs much too often.


How do we avoid this conflict of interest? Here are a few recommendations that can help avoid problems:


If you're a Realtor, stay out of the inspection process and don't recommend any inspectors at all. At the risk of sounding rude, the inspection is none of your business. In fact, most experienced inspectors make it clear to their clients that nobody, not even Realtors, have the right to see the report. It belongs exclusively to the inspector's client and can only be released by the client. Realtors should let the inspector and the client hash out the inspection, and the client will let the Realtor know whether it's thumbs up or down on the home. If it is thumbs up, you can help your client deal with the concerns found during the inspection. If it's thumbs down, then the next step is simple- Find the client another home and be thankful that your client is not moving into a home that is in bad shape and that will burden them with costly, unexpected repairs.


If you're an inspector, one of the most important things you can do is wean yourself off using Realtors for referrals. Learn to market yourself directly to homebuyers. It is not as difficult as it seems. The most important result from taking this step is that you can inspect homes without any pressure from Realtors to "not break the deal". In addition, another good rule is to "write hard, and miss nothing". A good, thorough inspection is the best way to ensure a satisfied client and reduce your liability. It is also very important to understand that your clients are most likely very nervous during the home buying process, especially if it is their first home. Their decision to buy or not is almost exclusively based on your comments and your report, so you have to tread carefully. UNDER-stating a defect will likely end up with an unhappy client, but OVER-stating a concern can scare the buyer unnecessarily, and may get you in hot water with the seller. What is critical is to forget making anyone but your client happy. You can only serve one master, and that should always be your client. If the Realtor is truly looking out for their client's interests, a good, thorough inspection (even if it breaks the deal) should not be a concern for them. On the other hand, be aware that if you call a hairline crack in the garage slab "foundation failure", you are not serving your client well, and you may see the seller reach for the phone to call a lawyer.


If you're a buyer, I recommend that you take on the responsibility of hiring your own inspector. Look at it this way; If you are buying a used car, don't you want your own mechanic to check the vehicle for serious damage? Sure a used car dealer may advertising their "500 Point Inspection!", but really, how sure are you that they checked the vehicle as well as someone who is looking out for your interests only? While most Realtors are honest and do look out for your interests, many are competitive and are anxious to make the sale. They are only human, and it's too easy to misplace their priorities.


Finding your own inspector is not difficult. Many home inspectors are now advertising on the web and a simple web search can yield many results. Making a little effort can make the home buying process easier, and less risky for everyone involved.


Qualified Home Inspectors in California

 

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