Termite Inspection For Home Purchase In Morgan Creek Roseville, CA
Posted in Qualified Home Inspectors in California on July 11, 2017
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A professional home inspector is not only familiar with all the components of a home, but is able to evaluate the condition of the home and all of its systems. Professional Home Inspectors in Morgan Creek Roseville, CA will point out the components that are not working properly as well as those that are unsafe. They will address areas where repairs may be needed or where problems may arise in the future.
How to Choose the Best Home Inspector in Morgan Creek Roseville, CA?
The purchase of a house is probably the largest single investment you will ever make. So, it only makes sense that you should know exactly what to expect, both indoors and out, in terms of repairs, maintenance and the associated costs that come with a new--or old--home. One of the best ways to understand a home's condition is to hire a professional home inspector.
It is easy to get a List of Roseville Home Inspectors by searching online. A simple search with the keyword, “Home Inspectors in Morgan Creek Roseville, CA” will produce multiple results giving you a list of Home Inspection companies, Realtors, and Real Estate Agents.
A professional home inspector is also able to make an unbiased and accurate report of the property's true condition as an expert in home inspection. This knowledge will make it much easier to assess an accurate value of home property.
Even the most knowledgeable homeowner lacks the training and depth of knowledge that only a professional Roseville home inspector provides. That is why it is so important to hire an experienced home inspector to perform the inspection on a home's property. When selecting a home inspector, be sure to choose one that will give you the quality of service you deserve and that you feel comfortable with. Consider the following questions when selecting a professional home inspector:
What are the home inspector's qualifications?
Home inspection is a trade that requires special training, knowledge, and skills. The more experienced a true professional home inspector is, the more likely they will be able to uncover any problems. Look for professional home inspectors that have sufficient practical experience, a general understanding of all components in a home, and a background in related trades. Reputable home inspectors are also more likely to be certified with a well-known association, such as ASHI (American Society of Home Inspectors) that requires them to adhere to a strict code of ethics and specific standards of practice. Always ask about their membership in various associations. You also have the right to see proof of their membership.
Can the home inspector provide quality references?
A highly regarded professional home inspector should be able to provide you with references upon your request. Be sure to take the next step and contact the people named as references Ask them if they were satisfied with the inspector's complete service and their overall experience with them.
Will the home inspector allow you to participate?
A professional home inspector in Morgan Creek Roseville, CA should feel comfortable allowing you to participate throughout the inspection. Don't be afraid to get your hands dirty and ask questions along the way. A home inspectors purpose is to educate you on your home and all of it's components--learn all you can. A good suggestion is to do a little research on your home beforehand and come prepared with a list of questions for the inspector.
What is the scope of inspection?
A standard home inspection report summarizes findings from a visual inspection of the home's interior and exterior components. Exteriors components include roofing, flashing, chimneys, gutters, downspouts, wall surfaces and the foundation, including the grading around it. Interior components include electrical, heating, air conditioning, ventilation, plumbing, insulation, flooring, ceiling and wall finishes, windows and doors, basements, and any visible structures of the home. Upon completion of the inspection, the certified home inspector should provide a clear, easy to read report detailing every major home system and component within 24 hours. A good home inspector in Morgan Creek Roseville, CA will also provide you with pictures of various elements to help you see and understand the true condition.
What Do Home Inspectors Look For?
25 years ago, a home inspection was a rare thing, and professional home inspectors were few and far between. Now, nearly every buyer knows that they should get an inspection, and there is a seemingly endless supply of inspectors, all claiming some 'certification' or credentials that sound impressive. But how do you know which is the right inspector for you?
Well, here are a few simple thoughts from someone inside the business (some of which, many inspectors will be upset with me for revealing, and will hope you won't read them). Interview them personally. Don't just take someone's advice that "this guy is good." Talk to them.
Ask them about what they do (and don't do - many don't walk roofs, some don't give repair cost estimates). Ask them about their reports (simple checklist, or descriptive narrative?) Do they provide repair cost estimates? Are they licensed (if necessary in your sate)? How long have they been in business? What is their background and/or training? Are they members of the BBB or Angie's List or other consumer oriented groups? Most importantly, do they treat you with respect and listen to what your needs are?
You will quickly find that there is a world of difference in Inspectors and how they view YOU, the client, as part of the inspection. Some see you as a necessary evil, or an interruption of "their" inspection. You will know you have hired one of these inspectors if they hand you a measuring tape to keep you busy measuring rooms while they inspect.
Often on inspector chat boards they talk about "controlling" their inspection, as if the client is a bother. Never forget: The inspection is (and SHOULD be) all about YOUR education, and making YOU comfortable with your new home.
E & O Insurance.
Ask your inspector if they are insured. Many inspectors treat this question as if you have just asked them for their Debit Card and PIN, but it is a legitimate and VERY intelligent question for clients to ask. You wouldn't let an uninsured plumber work on your pipes, would you? So why allow an uninsured inspector advise you on the entire home and all of its systems and components? E&O (Errors and Omissions) Insurance is your protection that if the inspector misses something significant, that you won't be left paying for that mistake.
My dad always said: "There is no substitute in life for experience." (He also said, "Experience is what you get when you didn't get what you wanted.") This is also true when it comes to inspectors. While some may have read it in the best books available, you simply have to learn some things by doing them. (Like, for example, never test the door to a room by closing it from the inside of the room. The reason why will be instantly clear when the knob falls off in your hand and you are stuck on the interior.)
You will know just by talking to an inspector and asking them the questions listed above whether you are talking to a raw "newbie" or a seasoned pro. Some pride themselves on "writing up" lots of defects, but often, many of these items are actually quite common and relatively minor (the kinds of things most sellers won't address or compensate for). Some inspectors also pride themselves on being disliked by Realtors. This simply mystifies me since most Realtors I know honestly care about putting their client in a good home, and respect the opinion of the inspector. Most times, this indicates to me an inspector who is a little full of himself, and may be out to prove how much he knows, or wants to make a major deal out of a minor issue.
Certifications are a dime a dozen in the inspection industry. Every day, my email inbox is jammed with people selling more quick and easy "certifications" of this and that. In fact, one place will certify you (yes, you) as a "master" inspector if you take several free online courses and send them a check for $375 - without ever performing a single inspection! As you can see, certifications are highly suspect. Professionally, the ones that are truly significant are offered by the International Code Council (ICC) and certify that the inspector has a detailed understanding of current building code (particularly helpful if you are purchasing new construction).
In general, I would recommend an inspector who has performed at least 1,000 inspections, and has at least 3 years experience - but even among these, you must ask the other questions to get the best fit for your needs.
Does the inspector offer choices to accommodate you? All buyers are not the same. All homes are not the same. So why do most inspectors offer the same inspection to all clients? Ask if they offer choices in prices, level of detail, and services offered. An investor seeking an opinion on the basic components (structure, roof, electrical, plumbing, HVAC) of a home they intend to renovate may not need the meticulous detail required by a nervous First Time Buyer. Don't be afraid to ask for what you really need, even if it seems to be more (or less) than what the inspector typically offers. If the inspector you speak to can't offer the service you need, keep searching, you will find one that does.
Which brings us to the last point, and the first question most people ask: "How much does an inspection cost?" The answer is - it depends (mostly on your area of the country, and the size of your home). Most inspectors base the price on square feet (the larger the home, the longer it takes to inspect). Be cautious of those who use price or zip code as a determining factor (buying a more expensive home in a more affluent neighborhood can dramatically increase your price with these inspectors who believe you must have more money to spend). Shop prices around. You CAN and WILL find a reasonably priced inspector who is every bit as good or better than the highest priced inspectors.
A good clue is: If someone doesn't post their prices on their website, they are higher than is typical. Again, many inspectors will react rudely with some variation of "you get what you pay for." Ask that inspector if they buy Premium Unleaded at the most expensive gas station in town, and then look through the grocery store circulars to find the highest priced items available - after all, they must be the best if they are the most expensive!
Where Do I Find The Best Home Inspection Service In California?
Choosing the wrong Home Inspector can cost you a lot more than the fee you paid. If you choose a home inspector solely on price alone, your headed down a dangerous highway.
I'm still amazed at people who will spend countless hours, days and months looking for just the right home and then choose a home inspector solely because he was $50 or $100 than the next guy.
Home Inspector Schools are turning out record number of new inspectors. These people come from all walks of life. One week they are the door greeter at a department store, the next they're a "Certified" home inspector.
Before choosing any inspector there are some things you need to know.
Tip #1: Research, research and research some more. Find out as much as you can about the inspector you want to hire. Call them up and speak with them over the phone. Are they easy to talk to? Are they knowledgeable about homes? Will he/she email you a sample report? Is the report easy to read and understand?
You may also want to ask your friends and coworkers for referrals. However, never take their recommendations blindly. The majority of people have no idea if they received a good inspection or not. They just know they like the inspector and he pointed some things out. Research, research, research!
Tip #2: Never hire an Inspector solely on the recommendation of your Real Estate Agent. While you may think that your agent hung the moon, they could be pushing you to use a "wink and nod" inspector, or as we in the business call them, "Drive by Inspectors." They grab your check as the drive by the home their suppose to be inspecting. These types of inspectors "don't rock the boat" or are not "deal killers".
These inspectors get their business from agents who control them. The agent knows the inspector will see to it that the inspection doesn't derail the transaction. Even if your agent recommends 2,3 or more inspectors, it's wiser to avoid the conflict of interest and find an inspector who works for you and you only.
Tip #3: Why the word "Certified" may not be a good thing. Listen up. You can become a "Certified" home inspector by sending a hundred dollars or so to one of many home inspection associations. No experience required. Just send them the money and they send you a "Certified" certificate.
Sure, it's good that your inspector should belong to some state and national home inspector associations. Most professionals in any business belong to industry associations in their field. Home inspectors are no different. However, there are many companies out there looking to make a buck off the backs of new home inspectors. Don't fall for the "Certified" or "Master Certified" home inspector label. Some of these organizations use the word "Certified" in their name to try and sound credible. Buyer beware.
If you're looking for an inspector on new construction, you do want to look for a Code "Certified" inspector.
Two national home inspector associations that you can trust are the American Society of Home Inspectors (ASHI)- http://www.ashi.com and the National Association of Home Inspectors (NAHI)- http://www.nahi.org.
ASHI has very strict requirements for membership including passing the National Home Inspector Examination. NAHI has similar requirements.
Tip #4: You get what you pay for. Price should be at the bottom of your list of priorities when shopping for an inspector. A good, thorough and knowledgeable inspector will save you money while a poor inspector will cost you many times their fee. You may need that $100 bucks you saved to try and repair that $10,000 roof your inspector failed to warn you about.
Let's take a 2000 square foot home. A top of the line inspector who knows what he's doing will cost you approximately $350 to $600 for this size home, depending on a few variables. You have to ask yourself, if the inspector I choose charges less, why? What will be missed or left out of the inspection?
On the other hand, a good inspector will find things others will miss. You may want to go back to the Seller and renegotiate the price of the home. I've seen Sellers drop their price $30,000 because of the items we found wrong with homes. I've also saved my Clients countless thousands of dollars by brining major defects to their attention before they signed on the dotted line.
Tip #5: Check with you state to see if they require home inspectors to be licensed. More and more states are requiring home inspectors to be licensed. Even in these states, there are some inspectors who can't meet the standards and will be performing illegal inspections. Check them out before hiring them.
Choosing the right Home Inspector is a very important process when buying a home. Don't leave it to chance. Do your homework and you'll be money ahead.