Inspections Before Buying A House South Cirby Roseville, CA
Posted in Qualified Home Inspectors in California on July 11, 2017
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A professional home inspector is not only familiar with all the components of a home, but is able to evaluate the condition of the home and all of its systems. Professional Home Inspectors in South Cirby Roseville, CA will point out the components that are not working properly as well as those that are unsafe. They will address areas where repairs may be needed or where problems may arise in the future.
How to Choose the Best Home Inspector in South Cirby Roseville, CA?
The purchase of a house is probably the largest single investment you will ever make. So, it only makes sense that you should know exactly what to expect, both indoors and out, in terms of repairs, maintenance and the associated costs that come with a new--or old--home. One of the best ways to understand a home's condition is to hire a professional home inspector.
It is easy to get a List of Roseville Home Inspectors by searching online. A simple search with the keyword, “Home Inspectors in South Cirby Roseville, CA” will produce multiple results giving you a list of Home Inspection companies, Realtors, and Real Estate Agents.
A professional home inspector is also able to make an unbiased and accurate report of the property's true condition as an expert in home inspection. This knowledge will make it much easier to assess an accurate value of home property.
Even the most knowledgeable homeowner lacks the training and depth of knowledge that only a professional Roseville home inspector provides. That is why it is so important to hire an experienced home inspector to perform the inspection on a home's property. When selecting a home inspector, be sure to choose one that will give you the quality of service you deserve and that you feel comfortable with. Consider the following questions when selecting a professional home inspector:
What are the home inspector's qualifications?
Home inspection is a trade that requires special training, knowledge, and skills. The more experienced a true professional home inspector is, the more likely they will be able to uncover any problems. Look for professional home inspectors that have sufficient practical experience, a general understanding of all components in a home, and a background in related trades. Reputable home inspectors are also more likely to be certified with a well-known association, such as ASHI (American Society of Home Inspectors) that requires them to adhere to a strict code of ethics and specific standards of practice. Always ask about their membership in various associations. You also have the right to see proof of their membership.
Can the home inspector provide quality references?
A highly regarded professional home inspector should be able to provide you with references upon your request. Be sure to take the next step and contact the people named as references Ask them if they were satisfied with the inspector's complete service and their overall experience with them.
Will the home inspector allow you to participate?
A professional home inspector in South Cirby Roseville, CA should feel comfortable allowing you to participate throughout the inspection. Don't be afraid to get your hands dirty and ask questions along the way. A home inspectors purpose is to educate you on your home and all of it's components--learn all you can. A good suggestion is to do a little research on your home beforehand and come prepared with a list of questions for the inspector.
What is the scope of inspection?
A standard home inspection report summarizes findings from a visual inspection of the home's interior and exterior components. Exteriors components include roofing, flashing, chimneys, gutters, downspouts, wall surfaces and the foundation, including the grading around it. Interior components include electrical, heating, air conditioning, ventilation, plumbing, insulation, flooring, ceiling and wall finishes, windows and doors, basements, and any visible structures of the home. Upon completion of the inspection, the certified home inspector should provide a clear, easy to read report detailing every major home system and component within 24 hours. A good home inspector in South Cirby Roseville, CA will also provide you with pictures of various elements to help you see and understand the true condition.
What Does A Home Inspector Look For?
Buying a new house? If you are like most people, this is probably the largest investment you will ever make. Most likely, one of the conditions of sale will be that you have a home inspection performed, usually within a few days, and are satisfied with the results. An analysis of the property, conducted by a specially trained and completely objective home inspector, can identify non-functioning systems, damaged building components, safety issues and poor-quality installations. But how do you find a good, objective home inspector?
Finding A Good Home Inspector
Most people don't know where to start looking and simply ask their real estate agent to recommend someone. Though this approach is certainly easiest, it may not provide the best inspector for you. Many home buyers look in the phone book for an inspector. Or do a search on the Internet. Or ask their friends and family for the name of an inspector they have used in the past. Which one is best?
Chances are you will not get to meet the person you hire before he or she shows up to inspect the house you are buying. Before this, your first contact will be on the phone. Here is your chance to ask questions and see if he or she is a good fit for you. Most people's main concern here is price. How much do you charge for a home inspection? Let me say, if you want a thorough inspection done on the property expect to pay at least $250.00, and maybe up to $600.00 or more, depending on where you live. If you pay anything less than this, plan to be disappointed.
Many inspectors offer what they call a "walk-through" inspection. Though inexpensive, the inspector is not going to go on the roof, or in the attic or crawlspace. Unfortunately, these are the very places where major (read expensive) problems are likely to occur. The inspection may be cheap, but you're probably not going to find out anything about the house you don't already know.
Experience Or Education
How long has the inspector been in business? Or what experience does he or she have? The assumption here is that if the inspector has been in business a long time or has more experience, he or she must be better than the other guy. While there is some validity to this, education is much more important. Someone may have been a roofer for years before becoming a home inspector. This doesn't mean he knows anything about plumbing, or electricity, or heating. We've all heard stories about horrible home inspectors.
Training through the local, community colleges in an accredited home inspection program is your first assurance that the inspector you are hiring is familiar with all aspects of a home. Second, make sure the inspector is a member in good standing with either ASHI (American Society of Home Inspectors), iNACHI (International Association of Certified Home Inspectors), and OAHI (Ontario Association of Home Inspectors) in Ontario. All these associations require a high level of training and continuing education to maintain their membership. Third, make your you can attend the inspection and ask questions. This is really the best way for you to learn all about the home's systems and maintenance requirements. And fourth, find your own home inspector!
When you sign an Agreement To Purchase, one of the conditions usually includes having a home inspection performed to your satisfaction to ensure there is nothing wrong with the home that may have gone unnoticed during your initial visit. Your real estate agent will want you to do a home inspection for your own protection, but mostly because it reduces their liability and satisfies their requirement for full disclosure. If you think about it for a minute, at this point, the real estate agent does not want to lose the sale and will not recommend any inspector that could jeopardize his or her commission.
In real-estate circles there are inspectors that are known as "deal-breakers". These are inspectors that are known to be very thorough and objective when examining a home. These inspectors don't go easy on a home. They are working for you, and only you, not the real-estate agent or the seller. This is the inspector you want to get. Unfortunately, you will never get a referral from a real estate agent for a "deal-breaker".
Find Your Own Home Inspector
Your best bet for finding a good home inspector that will work for you, is to ask your friends and family who they have used and recommend. Ask if the inspector they used uncovered any hidden problems or saved them money. You don't want an inspector that is recommended simply because he was easy going or cheap.
Look on the Internet. If you live in Leamington, Ontario, do a search for something like "home inspector Leamington Ontario". I suggest you include the province or else you end up with inspectors from the USA or UK. Look at all you find and call a few. The quality of the website more than likely speaks to the quality of the home inspector.
Look in the phone book. Here you will find inspectors that have been around for awhile or are part of a franchise. Many of the best inspectors don't advertise in the phone book as all their work comes from word-of-mouth. Again, ask people you know.
The bottom line is that you should find your own home inspector. If your real estate agent discourages you from using your own inspector, or insists you use one of their "recommended" inspectors, then that agent is not looking out for your best interests. Remember, this may well be your home. Protect your investment. Find your own home inspector.
What Should I Look for During A California Home Inspection?
Chapter 1: Getting Started and Taking Control
Before you can even begin to contact and compare home inspection companies, your first goal is to secure a list of likely home inspector candidates from a reliable and trusted source. A good first choice to consider for obtaining a list of names are the nationally recognized associations that many home inspectors belong to. To help you get started, I highly recommend 'The American Society of Home Inspectors' (ASHI) and 'The National Association of Home Inspectors' (NAHI) not only because both ASHI (founded in 1976) and NAHI (founded later in 1987 by an ASHI member) were the first of their kind but also because they still remain the two most prominent and sought after associations in the home inspection profession today.
The next step is to contact the Association you have chosen to obtain a list of its members within a fifty mile radius of the area where you're planning to buy a home. For those with online capability, the best way to proceed is to visit the Association's website to see what they have to offer. If you prefer or have to use the phone, most Associations provide a toll free number you can call in order to speak with someone who can answer your questions and provide you with the information you need. In either case, keep the following points in mind as you begin to build and refine your name list: 1) try to end up with at least six to ten names, 2) always ask for and jot down each inspector's rank or membership status within the Association including how long they've been a member, 3) in some cases you may need to contact more than one Association, and 4) take note that a home inspector may belong to more than one Association.
Referrals From Trusted Sources
Another good source of names to consider are referrals from trusted family members, friends and co-workers you have grown to respect over time, not to mention your attorney. In fact, real estate attorneys are usually very discriminating when it comes to recommending a home inspector who will serve their clients' best interests, and not the Realtor's, during the real estate transaction process.
Sources To Exclude
Unless a realtor happens to be in the family or a very close friend with your best interests at heart, all other realtor referrals should be considered suspect and disregarded making sure that none have since found their way onto your list. As for relying upon the phone directory, this is paramount to rolling dice or looking for a needle in a hay stack and is definitely not the way to go about finding a good home inspector!
Candidates And Newbies
As you continue building your name list, you want to be sure to exclude newbie home inspectors. To do this, you have to learn a little bit about an Association's membership. For example, ASHI has what they refer to as Candidates and Members. By definition, an ASHI Candidate is one who has yet to attain full membership status by satisfying certain criteria as set forth by ASHI. This is significant since Candidates are often newbies to the profession, meaning they are just learning the ropes, and typically have little experience inspecting homes. Given this information, exclude all ASHI Candidates from your list unless you're willing to hire and pay a home inspector to learn at your expense. In no disrespect to newbies, while all have to start somewhere, there's no substitute for experience!
Also note I have purposely used ASHI to explain this procedure as I am not familiar with how the other association memberships are structured. Therefore, if any of the names on your list happen to belong to an association other than ASHI, you would be will advised to learn what you can about their membership as well.
Some states require licensing of home inspectors while others do not. If the state in which you're looking to purchase a home does require licensing, then you need to verify that the inspector is licensed in that state and that their license has not expired so you don't end up with a worthless home inspection. This information can normally be obtained online as well as over the phone by contacting your local state agency that handles licensing of home inspectors. To find out if your state requires licensing refer to 'Links' under table of contents. Incidentally and for what it's worth, never hire a home inspector based upon licensing alone or you could be in for a rude awakening! More on this later.
General Liability And E&O Insurance
Insurance is somewhat similar to licensing in that the states that require home inspectors to be licensed may/may not also require the home inspector to carry general liability and/or errors and omissions (E&O) insurance. If the state you're planning to buy a home in requires inspectors to be insured, you should be able to easily verify this along with their license since the state will not ordinarily issue a license to a home inspector who has failed to meet this requirement. It's also a good idea to ask the inspector to produce a copy of their certificate of insurance before/on the day of the inspection for further verification. Similar to licensing, for states that don't require home inspectors to carry E&O insurance, never base your final decision to hire a home inspector on insurance alone! More on this later on.
Secure a list of inspection candidates from a well known and trusted source.
Sources include Professional Associations like ASHI and NAHI, and referrals from trusted family members, friends, co-workers, and your attorney.
Refrain from using Realtor referrals and the phone directory
Exclude ASHI Candidates and all newbie inspectors from your list.
Verify that the home inspector is licensed and insured in your state if so required.